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Qonto

All your business finances. In one app.
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Qonto Review

Are you a business owner struggling to streamline your financial management and bookkeeping processes? Are you in need of a tool that can help you efficiently oversee your company’s finances? Look no further than Qonto! ๐Ÿ’ผ

What is Qonto? Qonto is a comprehensive, all-in-one financial management platform designed specifically for businesses. It offers a wide array of features including team spend management, customizable payment card limits, and automatic data export. With Qonto, businesses can delegate finance tasks while maintaining real-time control over spending. The platform also provides a complete business account with various payment methods, automated bookkeeping processes, and robust expense management capabilities. It’s the perfect tool to help you stay on top of your business finances without breaking a sweat. ๐Ÿ‘Œ

Our opinion about Qonto: This platform is an absolute gem ๐Ÿ’Ž. It takes the complexities out of managing business finances and makes it simple and straightforward. The user-friendly interface, coupled with a host of powerful features, makes it a must-have tool for any business. The ability to customize roles and permissions for each user allows for effective delegation of finance tasks, fostering a sense of responsibility among team members. Moreover, the automated bookkeeping feature is a boon for businesses, saving them time and reducing the risk of errors. ๐Ÿš€

Qonto Categories

Categories based on features & services
Qonto is a comprehensive financial management platform designed to simplify business operations.
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TL;DR

Enjoy an all-in-one banking solution that liberates businesses from the complexities of spend management.
Take advantage of a flexible, API-friendly financial institution with FGDR regulation and exceptional mobile accessibility.
Experience the best of both worlds with a digital-first approach while still having access to traditional banking services.
Utilize physical and virtual Mastercard cards for easy expense management.
Navigate your finances with ease using a user-friendly interface and intuitive dashboard design.

Qonto is a comprehensive financial management platform designed to streamline business operations. It offers an all-in-one solution for businesses, enabling efficient finance management, and simplifying spending oversight. Qonto’s robust feature set includes team spend management, customizable payment card limits, automatic data export, and integrations with other popular tools. The platform provides transparency and control over budgets, allowing for delegated finance tasks within set boundaries. With Qonto, businesses also gain access to a complete business account with various payment methods, automated bookkeeping processes, and high-level expense management.

One of Qonto’s standout features is its invoicing tool, which allows businesses to create and send professional invoices in just a few clicks. Additionally, the platform enables fast and accountable team spend management, making it easier to delegate finance tasks while maintaining real-time control. With Qonto, businesses can centralize their invoices, track payment statuses, and get paid faster by customers. The platform also offers simplified team expenses and probative value certification for digital receipts and invoices, eliminating the need for physical paperwork.

For CEOs and CFOs, Qonto serves as a powerful tool to oversee company finances efficiently and transparently. They can customize roles and permissions for each user, allowing for effective delegation of finance tasks. Office managers can benefit from Qonto’s automated supplier invoice processing and automatic VAT detection, saving them time and reducing the risk of errors. Team managers can use Qonto to manage team budgets and spending, fostering team spirit and accountability. On the other hand, employees can easily scan and certify receipts, eliminating the hassle of keeping track of physical receipts. Finally, accountants can appreciate the platform’s integration with numerous accounting tools, streamlining the bookkeeping process and making reconciliation faster and easier.

Qonto Features

Streamlined Team Spend Management: "Delegate with Confidence, Maintain Control"

Qonto’s team spend management feature is designed to facilitate efficient delegation of finance tasks within set boundaries. It provides CEOs and CFOs the much-needed transparency over company finances while allowing them the flexibility to assign roles and permissions to their team members. This not only fosters a sense of responsibility among team members but also ensures financial accountability.
The feature also includes customizable limits on payment cards, providing an additional layer of control over expenses. This way, businesses can manage their budgets effectively, prevent overspending, and maintain financial discipline across all levels of the organization.

Automated Bookkeeping: "Say Goodbye to Manual Data Entry"

With Qonto’s automated bookkeeping feature, office managers can significantly reduce the time spent on manual data entry and focus more on strategic tasks. The feature automatically processes supplier invoices and detects VAT, eliminating the risk of errors and ensuring accurate bookkeeping.
Moreover, Qonto’s bookkeeping feature is designed to fit into your existing processes seamlessly. It connects with your accounting tool and accelerates your account reconciliation process. This means you can keep your books updated in real-time without any hassle.

Complete Business Account: "All Your Financial Needs in One Place"

Qonto provides a comprehensive business account that caters to all your financial needs. It offers various payment methods, including bank transfers, card payments, and direct debits, providing businesses the flexibility to handle transactions as per their convenience.
Additionally, the platform provides real-time transaction history and unlimited access to past transactions. This makes it easier for businesses to track their spending, understand their financial patterns, and make informed decisions.

Professional Invoicing Tool: "Create and Send Invoices with Ease"

Qonto’s invoicing tool allows businesses to create and send professional invoices in just a few clicks. The feature simplifies the invoicing process, saving businesses valuable time and effort. It also enables businesses to track payment statuses, ensuring they are paid on time.
The invoicing tool is highly customizable, allowing businesses to personalize their invoices according to their branding. This not only enhances the professionalism of the business but also improves customer experience.

Efficient Receipt Management: "Digitalize Your Receipts and Invoices"

Qonto’s receipt management feature allows employees to scan and certify their receipts digitally. This eliminates the need to keep track of physical receipts and reduces the chances of losing essential expense documents.
Moreover, the platform provides probative value certification for digital receipts and invoices, which holds the same legal value as the original. This means businesses can justify their expenses in the event of an audit by providing the digital version of the document certified by Qonto.

Seamless Integration with Accounting Tools: "Connect and Sync Your Accounting Tools"

Qonto facilitates seamless integration with over 80 accounting tools, simplifying the bookkeeping process for businesses. This means accountants can easily find what they need and make reconciliation faster and easier.
The integration also enables businesses to automate data export, reducing manual work and increasing efficiency. This means businesses can keep their accounts up-to-date without having to manually enter data into their accounting software.

Centralized Invoicing: "Manage All Your Invoices in One Place"

Qonto enables businesses to centralize all their invoices, making it easier to manage and track them. This not only saves time but also reduces the risk of misplacing important invoices.
Moreover, centralized invoicing allows businesses to maintain a clear overview of their payables and receivables. This means businesses can better manage their cash flow and ensure timely payments.

Customizable Payment Card Limits: "Control Your Spending with Custom Limits"

Qonto allows businesses to set custom limits on their payment cards, providing them control over their expenses. This not only helps in preventing overspending but also aids in effective budget management.
Moreover, customizable payment card limits foster financial discipline among team members. It encourages them to spend responsibly and stay within the budget, contributing to the overall financial health of the business.

Qonto Pricing

Website
1

Basic Plan

Deal available
Discount

Basic

$
108
/Yearly
$132
-20%
Features included
Business Account & Cards
1 x One Card Mastercard with โ‚ฌ20,000/month payment limit
30 transfers or direct debits/month
1 account
7-day-a-week support
50+ partner integrations
2

Smart Plan

Deal available
Discount

Smart

$
228
/Yearly
$276
-20%
Features included
Business Account & Cards
1 x One Card Mastercard + unlimited virtual cards
60 transfers or direct debits/month
1 account + 1 sub-account
7-day-a-week support
80+ exclusive integrations
Invoicing & Bookkeeping
1 x Accountant access
Automated bookkeeping tools
Integrated invoicing tool
Advanced dashboard
3

Premium Plan

Deal available
Discount

Premium

$
468
/Yearly
$540
-20%
Features included
Business Account & Cards
1 x One Card Mastercard + unlimited virtual cards
100 transfers or direct debits/month
1 account + 4 sub-accounts
Priority 7-day-a-week support
80+ exclusive integrations
Invoicing & Bookkeeping
1 x Accountant access
Automated bookkeeping tools
Integrated invoicing tool
Advanced dashboard
Discount
Qonto logo
Deal available

Qonto

All your business finances. In one app.
$132
-20%
$
108
/Yearly
Free

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